Your credit score plays a major role in your financial life in Canada. It affects whether you’re approved for credit cards, loans, mortgages, and even rental applications. This guide explains how credit scores work in Canada, what affects them, and how to improve yours over time. What Is a Credit Score? A credit score is […]
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Choosing your first credit card in Canada can feel overwhelming. With so many options available, it’s important to understand which card fits your financial situation and spending habits. This beginner-friendly guide breaks down the best types of credit cards in Canada, how they work, and what to look for before applying. What Is a Credit
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Saving money doesn’t always mean cutting out the things you enjoy. In fact, many Canadians can save hundreds—or even thousands—of dollars each year by making small adjustments that don’t significantly impact their lifestyle. This guide outlines practical, realistic ways to save money in Canada, especially for working professionals and families. 1. Review Your Monthly Subscriptions
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In this guide, we’ll explore realistic passive income ideas in Canada, how they work, and what beginners should focus on in 2025. What Is Passive Income? Passive income refers to earnings generated from assets or systems that continue to produce revenue after the initial setup. While no income is truly “hands-off,” passive income generally requires
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TFSA vs RRSP: Which One Should Canadians Use First in 2025? If you’re a Canadian trying to save or invest money, you’ve likely heard about TFSA and RRSP. While both offer tax advantages, they work very differently — and choosing the wrong one first can cost you thousands in lost tax benefits. In this guide,
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